For most of us, housing accounts for a significant portion of our monthly budget, regardless of whether we are paying rent or a mortgage, but is this expense working to our benefit? Is it possible to get the correct answer for the wrong question? When looking to purchase a home, you are often guided to take the first step and check how much you can qualify for. Instead of letting others tell you how much you should spend, decide what benefits you. Guide others to work together with you towards achieving what you want. As a current or aspiring homeowner, do not miss opportunities, often passed unseen.